-I have spent the past month locked in an epic battle with Allstate over a $75 discrepancy in my car insurance bill.  I have written letters, created spreadsheets, and spent hours on the phone with them.  But for some reason I’m not bothered by the fact that, since the dispute began, I have racked up bar tabs totaling more than $75 on at least three occasions.  Thus, the money management strategy of most twentysomethings is paradoxical – we struggle to save money but don’t think twice about spending it frivolously.  To me, the recent demise of some of Wall Street’s most venerable institutions is not the real banking crisis.  Rather it’s our tendency to waste four dollars of gas driving to an ATM in order to avoid a two-dollar fee.

-Instead of merely sending me a check when I upgraded Blackberrys, T-Mobile sent me my $100 rebate in the form of a weird, disposable debit card.  Seriously?  Why not just send me a sack of 100 Sacagawea dollar coins, because there’s about an equal chance of those being accepted anywhere I shop.

-I’m sorry, but if you have a halfway decent job and receive a steady paycheck, you should not be using headphones you stole from an airline.

-I recently paid $3.95 to watch a movie on demand because I was too lazy to get the same movie off my shelf and put it in the DVD player.